We
have taken every effort to design our Web site and Blog to be
useful, informative, helpful, honest and easy to
navigate. Hopefully we’ve accomplished that — and
would ask that you let us know if you’d like to see
improvements or changes that would make it even easier
for you to find the information you need and want. You
may contact us at: admin at SecretsFromTheHeart dot com.
All
we ask is that you agree to abide by the following Terms
and Conditions. Take a few minutes to look them over
because by using our site or blog you automatically agree to
them. Naturally, if you don’t agree, please do not use
the site. We reserve the right to make any modifications
that we deem necessary at any time. Please continue to
check these terms to see what those changes may be! Your
continued use of the SecretsFromTheHeart.com Web site
means that you accept those changes.
THANKS
AGAIN FOR VISITING!
Product
Endorsement
Some
products offered of this site are created by Patty
Kubitzki, the founder of SecretsFromTheHeart.com and are
endorsed by this site.
In reference to other products not created by
Patty Kubitzki: Simply because an item is listed on this
site does not mean we endorse it. We cannot test
every product, service, broker etc. but we urge you to
contact us with your positive and negative experiences
to assist us in determining the best items to list or
discontinue.
Trading Risk Warning
Forex,
Futures, and Options trading has large potential
rewards, but also large potential risks. The high
degree of leverage can work against you as well as for
you. You must be aware of the risks of investing
in forex, futures, and options and be willing to accept
them in order to trade in these markets. Forex
trading involves substantial risk of loss and is not
suitable for all investors. Please do not trade
with borrowed money or money you cannot afford to lose.
This website is neither a solicitation nor an offer to
Buy or Sell currencies, futures, or options. No
representation is being made that any account will or is
likely to achieve profits or losses similar to those
discussed on this website. Any opinions, news,
research, analysis, prices, or other information
contained on this website is provided as general market
commentary and does not constitute investment advice.
Website owners and affiliates will not accept liability
for any loss or damage, including without limitation to,
any loss of profit, which may arise directly or
indirectly from the use of or reliance on such
information. Please remember that the past
performance of any trading system or methodology is not
necessarily indicative of future results.
Restrictions
on Use of Our Online Materials
All
Online Materials on the SecretsFromTheHeart.com site,
including, without limitation, text, software, names,
logos, trademarks, service marks, trade names, images,
photos, illustrations, audio clips, video clips, and
music are copyrighted intellectual property.
You,
the visitor, may download Online Materials for
non-commercial, personal use only provided you
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Retain
all copyright, trademark and propriety notices
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You
make no modifications to the materials
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You
do not use the materials in a manner that suggests
an association with any of our products, services,
events or brands
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You
do not download quantities of materials to a
database, server, or personal computer for reuse for
commercial purposes.
You
may not, however, copy, reproduce, republish, upload,
post, transmit or distribute Online Materials in any way
or for any other purpose unless you get our written
permission first. Neither may you add, delete, distort
or misrepresent SecretsFromTheHeart.com site. Any
attempts to modify any Online Material, or to defeat or
circumvent our security features is prohibited.
Everything
you download, any software, plus all files, all images
incorporated in or generated by the software, and all
data accompanying it, is considered licensed to you by
SecretsFromTheHeart.com or third-party licensors for
your personal, non-commercial home use only. We do not
transfer title of the software to you.
That
means that we retain full and complete title to the
software and to all of the associated
intellectual-property rights. You’re not allowed to
redistribute or sell the material or to
reverse-engineer, disassemble or otherwise convert it to
any other form that people can use.
Submitting
Your Online Material to Us
All
remarks, suggestions, ideas, graphics, comments, or
other information that you send to SecretsFromTheHeart.com
through our site (other than information we promise to
protect under our privacy policy becomes and remains our
property, even if this agreement is later terminated.
That
means that we don’t have to treat any such submission
as confidential. You can’t sue us for using ideas you
submit. If we use them, or anything like them, we
don’t have to pay you or anyone else for them.
We
will have the exclusive ownership of all present and
future rights to submissions of any kind. We can use
them for any purpose we deem appropriate to our
SecretsFromTheHeart.com mission, without compensating
you or anyone else for them.
You
acknowledge that you are responsible for any submission
you make. This means that you (and not we) have full
responsibility for the message, including its legality,
reliability, appropriateness, originality, and
copyright.
Limitation
of Liability
SecretsFromTheHeart.com
will not be liable for any damages or injury that
accompany or result from your use of any of its site.
These
include (but are not limited to) damages or injury
caused by any:
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Use
of (or inability to use) the site
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Use
of (or inability to use) any site to which you
hyperlink from our site
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Failure
of our site to perform in the manner you expected or
desired
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Error
on our site
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Omission
on our site
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Interruption
of availability of our site
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Defect
on our site
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Delay
in operation or transmission of our site
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Computer
virus or line failure
Please
note that we are not liable for any damages, including:
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Damages
intended to compensate someone directly for a loss
or injury
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Damages
reasonably expected to result from a loss or injury
(known in legal terms as "consequential
damages.")
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Other
miscellaneous damages and expenses resulting
directly from a loss or injury (known in legal terms
as "incidental damages.")
We
are not liable even if we've been negligent or if our
authorized representative has been advised of the
possibility of such damages or both.
Exception:
Certain state laws may not allow us to limit or exclude
liability for these "incidental" or
"consequential" damages. If you live in one of
those states, the above limitation obviously would not
apply which would mean that you might have the right to
recover these types of damages. However,
in any event, our liability to you for all losses,
damages, injuries, and claims of any and every kind
(whether the damages are claimed under the terms of a
contract, or claimed to be caused by negligence or other
wrongful conduct, or they’re claimed under any other
legal theory) will not be greater than the amount you
paid if anything to access our site.
Links
to Other Sites
We
sometimes provide referrals to and links to other World
Wide Web sites from our site. Such a link should not be
seen as an endorsement, approval or agreement with any
information or resources offered at sites you can access
through our site. If in doubt, always check the Uniform
Resource Locator (URL) address provided in your WWW
browser to see if you are still in a
SecretsFromTheHeart.com-operated page or have moved to
another site. SecretsFromTheHeart.com is not responsible
for the content or practices of third party sites that
may be linked to our site. When SecretsFromTheHeart.com
provides links or references to other Web sites, no
inference or assumption should be made and no
representation should be inferred that
SecretsFromTheHeart.com is connected with, operates or
controls these Web sites. Any approved link must not
represent in any way, either explicitly or by
implication, that you have received the endorsement,
sponsorship or support of any SecretsFromTheHeart.com
site or endorsement, sponsorship or support of
SecretsFromTheHeart.com, including its respective
employees, agents or directors.
Termination
of This Agreement!
This
agreement is effective until terminated by either party.
You may terminate this agreement at any time, by
destroying all materials obtained from all
SecretsFromTheHeart.com Web site, along with all related
documentation and all copies and installations.
SecretsFromTheHeart.com
may terminate this agreement at any time and without
notice to you, if, in its sole judgment, you breach any
term or condition of this agreement. Upon termination,
you must destroy all materials. In addition, by
providing material on our Web site, we do not in any way
promise that the materials will remain available to you.
And SecretsFromTheHeart.com is entitled to terminate all
or any part of any of its Web site without notice to
you.
Jurisdiction
and Other Points to Consider
If
you use our site from locations outside of the United
States, you are responsible for compliance with any
applicable local laws.
These
Terms of Use shall be governed by, construed and
enforced in accordance with the laws of Kansas, as it is
applied to agreements entered into and to be performed
entirely within such jurisdiction. To the extent you
have in any manner violated or threatened to violate
SecretsFromTheHeart.com and/or its affiliates'
intellectual property rights, SecretsFromTheHeart.com
and/or its affiliates may seek injunctive or other
appropriate relief in any state or federal court in the
State of Kansas, and you consent to exclusive
jurisdiction and venue in such courts.
Any
other disputes will be resolved as follows:
If
a dispute arises under this agreement, we agree to first
try to resolve it with the help of a mutually
agreed-upon mediator in the following location: Kansas.
Any costs and fees other than attorney fees associated
with the mediation will be shared equally by each of us.
If
it proves impossible to arrive at a mutually
satisfactory solution through mediation, we agree to
submit the dispute to binding arbitration at the
following location: Kansas, under the rules of the
American Arbitration Association. Judgment upon the
award rendered by the arbitration may be entered in any
court with jurisdiction to do so.
SecretsFromTheHeart.com
may modify these Terms of Use, and the agreement they
create, at any time, simply by updating this posting and
without notice to you. This is the ENTIRE agreement
regarding all the matters that have been discussed.
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